FTMO Review 2026 — Funding, Rules & Payouts

FTMO is a proprietary trading firm offering funded accounts up to $400,000 (scaling to $2M) with profit splits of 80% (up to 90% with scaling). Industry benchmark since 2015; longest payout track record in the industry.

FTMO at a glance

Founded 2015
Headquarters Prague, Czech Republic
Max funding $400,000 (scaling to $2M)
Profit split 80% (up to 90% with scaling)
Evaluation 2-step (FTMO Challenge + Verification)
Cheapest challenge $155 (10k account)
Platforms MT4, MT5, cTrader, DXtrade
Payouts Bi-weekly on demand
WebTrader rating 4.8 / 5

Pros

  • Longest-running major prop firm
  • Free retry on profitable-but-failed months
  • Excellent trader dashboard and analytics
  • Refund of challenge fee with first payout

Cons

  • Stricter 2-step evaluation than newer rivals
  • No instant funding option

Our verdict

FTMO earns a 4.8 / 5 from our research team. Check the latest rules on the official site before purchasing — prop firms update terms frequently.

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Risk warning: Trading leveraged products involves significant risk of loss. CFDs are complex instruments; a majority of retail investor accounts lose money when trading CFDs. Prop firm challenges are fee-based simulated evaluations. Nothing on this site is investment advice.